Payment Policy

Payment Policy

Effective Date: June 2026

At HBN Signature, we aim to provide a secure, smooth, and convenient payment experience for all customers. This Payment Policy explains the available payment methods, payment processing, and related terms for purchases made through our website.

  1. Accepted Payment Methods

HBN Signature may accept the following payment methods:

• Cash on Delivery (COD)
• Debit Cards
• Credit Cards
• Bank Transfers
• Mobile Wallets / Digital Payments (where available)

Available payment methods may vary depending on your location and order value.

  1. Cash on Delivery (COD)

We offer Cash on Delivery services in selected areas across Pakistan.

Please note:
• Customers must provide accurate contact details and delivery addresses
• Orders may be confirmed through phone call, SMS, or WhatsApp before dispatch
• HBN Signature reserves the right to refuse COD orders in certain cases

  1. Online Payments

Online payments are processed through secure and trusted payment providers using encrypted security systems to help protect customer information.

HBN Signature does not directly store complete debit or credit card details.

  1. Payment Verification

For security and fraud prevention purposes, some orders may require additional verification before processing or shipping.

We reserve the right to:
• Hold orders for verification
• Request additional information
• Cancel suspicious or fraudulent transactions

  1. Pricing & Currency

• All product prices displayed on the website are listed in the applicable currency
• Prices may change without prior notice
• Shipping charges and applicable fees will be displayed during checkout

  1. Failed or Declined Payments

If your payment fails or is declined:
• Please verify your payment information
• Contact your bank or payment provider
• Try an alternative payment method

HBN Signature is not responsible for payment issues caused by banking institutions or third-party payment services.

  1. Refund Processing

Approved refunds will be processed according to our Refund & Return Policy.

Refund timelines may vary depending on:
• Payment method used
• Bank processing times
• Financial service providers

  1. Fraud Prevention

To protect customers and our business, HBN Signature reserves the right to cancel or refuse orders suspected of fraud, unauthorized activity, or misuse.

  1. Contact Information

For payment-related questions or support, please contact:

HBN Signature
Email: sales@hbnsignature.com
Phone: 0301 2086664
Address: Khawaja Banglows, Opposite M&P Office, Rahim Yar Khan

Thank you for shopping with HBN Signature.